CAP – Christians Against Poverty – SHSCT area

Whether you’re feeling the weight of debt, struggling to find work or just need a bit of help budgeting – we’re here to help. We’re helping over 38,000 people a year though our free debt help, job clubs & CAP Money courses. After you call CAP, a Debt Coach and befriender from the local CAP Debt Centre will visit you in your own home. Our trained debt counsellors will work out a realistic budget that prioritises your essential bills. Your local Debt Coach will then visit you again to explain the budget, any options or choices you may have to work your way out of debt, and what payments you will need to make. CAP will negotiate affordable payments with each creditor and stop unfair interest and charges where possible. To help you stick to your budget and repay your debts we will set up a debt management plan for you. Severe Debt: If you are in severe debt, then we can walk you through insolvency options. Debt Free: You will be supported by CAP until you are debt free. For people aged 18 and over.